Effective Date: April 11, 2026
Money Mindset ("we," "us," or "our") operates the Money Mindset iOS mobile application (the "App"), a gamified financial psychology education app developed by Reuben Schultz, an individual based in Australia. The App is available on the Apple App Store with Bundle ID com.wealthmind.wealthmind. This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you use the App. It applies to all users of the App, with specific rights noted for residents of the United States (including California under the CCPA), Australia, the European Union (GDPR), and other applicable jurisdictions.
By using the App, you consent to the practices described in this Policy. If you do not agree, please do not use the App.
We collect only the information necessary to provide, improve, and secure the App. We do not collect location data, health or fitness data, real financial information, browsing history, or any data from other apps or websites. We do not use the Advertising Identifier (IDFA) or engage in cross-app or cross-website tracking.
Information You Provide:
Automatically Collected Information:
Authentication Options:
We do not collect data from users under the age of 13. The App is not directed at children and complies with the Children's Online Privacy Protection Act (COPPA).
We use the collected information to:
All portfolio data is purely simulated and fictional; we never handle real money, investments, or financial accounts.
We do not sell your personal information to any third parties (as defined under the California Consumer Privacy Act). We share data only as strictly necessary and with appropriate safeguards:
We do not share data with advertisers or for marketing purposes beyond the App's own functionality.
We use the following third-party services, each with a clearly defined purpose and limited data access:
We implement reasonable and appropriate technical and organizational security measures, including encryption in transit and at rest (via Supabase), access controls, and regular security reviews. Supabase's Row Level Security and our backend architecture ensure data is isolated per user. However, no system is completely secure, and we cannot guarantee absolute security.
We retain your personal information only as long as necessary to provide the App's services, comply with legal obligations, or resolve disputes. When you delete your account, we permanently delete your data from all Supabase tables, authentication records, and local device storage within a reasonable timeframe (typically within 30 days). Anonymized crash logs are retained by Sentry only as long as needed for debugging (usually 90 days or less). Aggregated, non-identifiable usage statistics may be retained indefinitely for product improvement.
You have the following rights, which you can exercise directly in the App:
We respond to valid requests without undue delay and, where required by law, free of charge.
California Residents (CCPA/CPRA): We do not sell personal information. You have the right to know what personal information we collect, request deletion, and opt out of any future sales (none occur). We do not discriminate against users who exercise these rights.
Australian Residents (Privacy Act 1988): You have the right to access, correct, or request deletion of your personal information. We comply with the Australian Privacy Principles.
EU/EEA Residents (GDPR): Where GDPR applies, we rely on contractual necessity, legitimate interests, or your consent as legal bases. You have rights to access, rectification, erasure ("right to be forgotten"), restriction, portability, and objection. You may lodge a complaint with your local data protection authority.
Other Jurisdictions: You may have similar rights under applicable local laws. Contact us to exercise them.
Your data is primarily stored in Australia (Supabase Sydney region). Some service providers (e.g., RevenueCat, Sentry, Apple) are based in the United States or other countries. When data is transferred outside Australia or the EU, we use appropriate safeguards such as Standard Contractual Clauses or equivalent mechanisms approved by relevant authorities.
The App does not use cookies or web-based tracking technologies, as it is a native iOS application.
We may update this Policy from time to time. We will notify you of material changes by posting the new Policy in the App and updating the Effective Date. Continued use of the App after changes constitutes acceptance of the revised Policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:
RS Digital
Developer of Money Mindset
Email: support@trymoneymindset.com
We will respond to your inquiry within a reasonable timeframe.